STJobs | At STJobs, Your Ideal Job Isn't Hard to Find.

[Expired] AVP/Senior Associate, Product Manager - Portfolio Secured Lending, Private Banking, Consumer Banking Group - 180000OR

DBS Bank Limited
Posted On :24 Mar 2018


Job Summary

  • Salary:   Undisclosed
  • Location: Singapore - Central
  • Work Type: Permanent / Full Time
  • Min. Education Level: Degree
  • Field of Study: Banking & Finance
  • Years of Experience: 5
  • Skills: Management

Job Descriptions

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.

* Advise and collaborate with internal stakeholders (namely PB/TPC Relationship Managers, Corporate Treasury, Credit and CBG Secured Lending teams) on monitoring, development and P&L for secured lending & cash deposits products
* Identify and monitor potential residual pricing risk
* Review and endorse product programs, new product proposals, product propositions and strategies
* Ensure the effective planning and execution of marketing programs to grow asset portfolio, retain profitable customers and achieve steady revenue growth
* Ensure successful and cost-effective implementation of marketing initiatives across distribution channels, customer touch points and business partners
* Review the performance of acquisition/cross-selling/retention initiatives to assess the alignment with planned profitability and volume goals
* Review and endorse pricing strategies and customer value propositions. Perform ongoing review to ensure competitive value propositions
* Support iWealth in further digitalisation of these products

No. of Years: Over 5 years

Technical Experience
* Strong knowledge of secured loan and deposits products
* Experienced in product management, including new product development, pricing, marketing, and portfolio performance metrics
* Good understanding of banking and financial knowledge
* Strategic thinker, who understands and anticipates changing customer needs and market developments regionally and can focus on developing and implementing profitable business opportunities
* Ability to translate a given task into actionable steps for execution

Non-technical Experience
* Team player
* Good interpersonal and communication skills
* Willing to coach, support and work as team with marketing staff as well as other product arms of the bank in achieving sales target
* Ability to listen and understand client’s requirements

Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

About This Company

DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named “Asia’s Best Bank” by The Banker, a member of the Financial Times group, and “Best Bank in Asia-Pacific” by Global Finance. The bank has also been named “Safest Bank in Asia” by Global Finance for seven consecutive years from 2009 to 2015. DBS provides a full range of services in consumer, SME and corporate banking activities across Asia. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. These market insights and regional connectivity have helped to drive the bank’s growth as it sets out to be the Asian bank of choice. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. The bank acknowledges the passion, commitment and can-do spirit in all of our 21,000 staff, representing over 40 nationalities. For more information, please visit

Read More