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[Expired] Credit Underwriter

Citibank N.A.
Posted On :5 Sep 2013

 

Job Summary

  • Salary:   Undisclosed
  • Work Type: Permanent / Full Time
  • Min. Education Level: Degree
  • Field of Study: Not Applicable
  • Years of Experience: 2
  • Skills: Compliance

Job Descriptions

Responsibilities:

JOB EXPOSURE & DEVELOPMENT OPPORTUNITY

Prepares staff for opportunities as Credit Analyst, Credit/Lending Officer, Risk Management Officer through the following:

  • Gain understanding of CPB Credit Policies and Credit Product Programs.
  • Understanding of CPB client’s Cash Flow and Net Worth
  • Understanding securities and collateral valuation procedures
  • Understanding documentation requirements for different types of credit facilities
  • Knowledge of capital market products/ options/ derivatives.
  • Assist the Loanable Value (LV) and Capital Markets Team in determination of LV and ongoing reviews as per established guidelines
  • Assist in preparing Portfolio Risk Management MIS Reports
  • Gain understanding of credit analysis for CPB clients by supporting Account Credit

MANAGERIAL RESPONSIBILITIES

  • Coordinating information flow from Account Credit Specialists/ LV/ MIS Teams in Singapore / Hong Kong and processing of credit approval packages

COMPLIANCE RESPONSIBILITIES

  • High degree of client’s information confidentiality
  • Comply with the ethical standards contained in the Citigroup Code of Conduct.
  • Ensure that the business unit adheres to firm policies and procedures, regulatory and legislative requirements.

Requirements:

KEY COMPETENCIES / SKILLS

  • Technical/Specialist skills/competencies
  • Ability to analyze Net Worth / Cash Flow of CPB Clients
  • Excellent understanding of financial statements and accounting standards;
  • Understanding of legal systems and documentation.
  • Business/Industry knowledge/competencies

    • Understanding of CPB Credit Policies and Credit Product Program.
    • Understanding Securities valuation
    • Familiarity with Bloomberg terminals
    • Knowledge of Capital Markets instruments and characteristics
    • Appreciation of risk management
  • Personal Attributes/Interpersonal skills

    • Ability to work in a team environment;
    • Ability to work autonomously;
    • Ability to work against tight deadlines;
    • Ability to exercise independent thinking and balanced judgment;
    • Strong written and oral communication skills.

QUALIFICATIONS / EXPERIENCE REQUIRED

  • A good university degree at a minimum. Knowledge of Finance and Accounting will be an advantage
  • Up to two years of working experience, preferably in a bank

KEY BUSINESS RELATIONSHIPS

Internal

  • CPB Risk / Investment Finance / Bankers/ Operations

External

  • Should be savvy using CitiVision and other public resources for financial information.
  • No external contacts at this juncture

Job Benefits

Take the opportunity to embark on a challenging, fulfilling and rewarding career with one of the world’s most respected financial institutions now.



About This Company

Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services.

Citi works tirelessly to serve individuals, communities, institutions and nations. With 200 years of experience meeting the world's toughest challenges and seizing its greatest opportunities, we strive to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible. An institution connecting over 1,000 cities, 160 countries and millions of people, we are your global bank; we are Citi.
 
The Four Key Principles:
These are the values that guide us as we perform our mission.
 
One team, with one goal: serving our clients and stakeholders.
Conduct that is transparent, prudent and dependable.
Enhancing our clients' lives through innovation that harnesses the breadth and depth of our information, global network and world-class products.
  • Common Purpose
  • Responsible Finance
  • Ingenuity
  • Leadership

Talented people with the best training who thrive in a diverse meritocracy that demands excellence initiative and courage.

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