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[Expired] Home Loans Product Management, Consumer Secured Lending - (170001LM)

Posted On :6 Oct 2017


Job Summary

  • Salary:   Undisclosed
  • Location: Singapore - Central
  • Work Type: Permanent / Full Time
  • Min. Education Level: Diploma
  • Field of Study: Not Applicable
  • Years of Experience: 1
  • Skills: Microsoft Excel, Microsoft PowerPoint, Verbal and written communication skills, Interpersonal skills

Job Descriptions


Roles and Responsibilities:

Support product managers in managing portfolio of consumer private home loans, HDB loans and credit facilities secured by residential properties. This involves the following responsibilities:

  1. Manage end-to-end process creation forhome loans from product development, process mapping, customer engagement, acquisition, documentation, disbursement, retention and collateral administration.
  2. Prepare Home Loan product financial dashboards and handle sales related financials in relation to product pricing and product margins for sales incentive.
  3. Responsible for changes in the loan origination system and core banking system to effect changes in product parameters, interest rates, pricing packages and other system related maintenances.
  4. Contribute towards the digital strategy and implementation for secured loan products.
  5. Handle daily approvals, deviations and issues arising from the Home Loan processes, involving coordination with credit, loan operations, legal, compliance, sales and other stakeholders.
  6. Conceptualise and roll-out promotional campaigns including pricing, marketing message, tracking and performing pre and post implementation review.
  7. Engage other product teams and stakeholders in the Bank to deliver product bundling, process enhancement or cost management initiatives.
  8. Work with stakeholders in handling customer feedback.



  • Requirements:
    1. Ability to perform coding and programming, with experience of incorporating user and business requirements into cost-effective and user-friendly solutions.
    2. Excellent command of English, able to communicate well verbally and in writing.
    3. Microsoft Excel skills, able to create and to maintain computational tools for the stakeholders as well as handle data in portfolio analysis.
    4. Microsoft PowerPoint skills, able to create presentations independently.
    5. Prior experience in lending products not required but experience in portfolio management for other products or in other industries will be advantageous.

About This Company

OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the world’s strongest and safest banks by leading market research firms and publications.

OCBC Bank and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

At OCBC, we believe that everyone should have the opportunity to succeed. No matter where you see yourself in the future, we want to help you get there.

We provide career mobility opportunities across our different business units, subsidiaries or even country offices; from Consumer, Corporate and Private Banking, to Treasury, Securities, Insurance or Investment Management.

We are committed to creating a conducive work environment – one that is inclusive, welcomes innovation and encourages continual learning and development.

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