LET'S face it - time is probably our greatest resource. We never seem to have enough of it because it seems to pass so quickly. Well, we won't get any more of it and we can't slow it down.

But you can make the most of the time you have. Here are some simple steps you can take to get the most out of your day:

1. Plan your day the night before

At the end of each day, write out all the things you need to do the following day to achieve your goals. Pull together all the information you will need, such as phone numbers and relevant paperwork.

2. Prioritise the list

Number each item and do the nasty jobs first. There is always the temptation to do the easy jobs first. However, think how the thought of doing the nasty jobs hangs over you as you do the easy stuff. Think how good you will feel when the nasties are out of the way and how motivated you will feel.

3. Stick to your list

Tick off each item as you get it done and do not let yourself be distracted. The temptation is to handle the telephone calls and e-mail as they come in.

The phone is hard to ignore but you could always let it go to voice mail and close the e-mail program. Make an agreement with yourself to check for messages every two hours or so.

4. Remember the 3Ds

These are "do it", "delegate it" or "dump it".

Handle each piece of paper only once. Either do something about it now, delegate it to someone else or dump it in the trash. And remember, only do it if only you can do it!

5. Don't procrastinate

Procrastination is the thief of time. It is so easy to put things off till another time or till you have had time to think about it. Don't wait -- do it now!

6. Plan your leisure time

Take up activities that need you to be at a certain place at a certain time. Instead of just going to the gym, you should book a fitness class or fix an appointment with a personal trainer.

7. Be honest with yourself

Keep asking: "Is what I'm doing now getting me to where I want to get to?"

If the answer is "no", change what you are doing. This is the easiest way to get more out of your day and more out of your life.