THERE has been much discussion on the Central Provident Fund (CPF) and retirement adequacy, as well as monetisation of property to complement one's CPF Life payouts.

These are real concerns and the Government is spot-on in tackling them. These are also issues that concern me now that I am 60 and near retirement.

I can still work and contribute with my experience and skills; I am not ready to take long walks in the park, or while away the time in coffee shops.

That said, I would rather work about 30 to 40 per cent less than I do now.

Using job portals to find work opportunities for retirees is challenging.

Retirees still have value and many can help ease labour shortages in both the private and public sectors.

Some countries in the West have very good support channels for retirees, like the AARP in the United States. They find work for older people in the following categories - term contract employment, work-from-home opportunities, part-time professional work, consulting, temporary assignments, and paid work in non-governmental organisations (NGOs).

My late father retired at the then-stipulated retirement age of 55. He sought and found work with a few NGOs, learning new skills and doing things different from what he did in his previous job, till health reasons compelled him to stop at 67.

For him, it was not so much about the pay, which was half what he used to earn, but more about being productive. When he shared his most exciting work with his friends and family, it was not what he did before retirement but what he did after.

As we seek ways for Singaporeans to retire with better financial security, let us not forget that many older folk still have at least 10 years of energy to continue working.

We should look at establishing a support group or agency like those in the US to tap retirees who are still productive, and whose continued employment can help boost their CPF retirement savings.